Medical evacuation. A broken leg on a trail or a serious illness in a country with limited care can turn into a six-figure airlift. Everything else in a travel policy is useful. Medevac is the reason the policy exists. Check the medevac limit before you check anything else.
Medevac and medical limits that match the remoteness of where you're going. Trip interruption and cancellation if you've prepaid big pieces. Gear coverage if you travel with expensive kit. And read the adventure-activity exclusions: many policies quietly exclude exactly the things travelers like us do, like scuba, backcountry trekking, or riding motorbikes.
Nomad-style monthly cover suits long, open-ended travel: you subscribe, it renews monthly, it covers you across borders. Per-trip cover suits defined vacations: you insure the dates, it ends when you're home. Pick the shape that matches how you actually move.
We're vetting travel insurance providers now against the same bar as our gear: real coverage, honest terms, no weasel exclusions. When one clears, our pick lands here with the full breakdown. Until then, buy on medevac limits and read the exclusions like your trip depends on it, because it does.
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